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Crypto.com review
All-in-one app with Visa card
Costs for your amount
- Buy
- €4.00
- Sell
- €1.00excluding selling fees
- Round trip
- €5.00excluding selling fees
Buy €4.00 · Sell €1.00 · Round trip €5.00
Based on a SEPA transfer and the taker rate of the lowest fee tier. Round trip means buying and later selling everything at the same price, including withdrawing your euros. Spread and network fees are not included. The selling fee is not on the public fee page, so the figures for selling and for a round trip do not include it.
The story
Crypto.com started in 2016 (originally as Monaco) under Kris Marszalek and grew through bold marketing — from F1 sponsorship to the Crypto.com Arena — to over 100 million users. In Europe it has been MiCA-authorised via the MFSA in Malta since early 2025. Its strength is the ecosystem: app, exchange, Earn and the well-known cashback Visa card.
What they stand for
- Visa card with cashback across Europe
- Hundreds of coins, app + Exchange
- MiCA/CASP via MFSA (Malta)
Products & services
Security & trust
- ISO/IEC 27001 · PCI DSS
- Cold storage
- MiCA — MFSA (Malta)
- App + Exchange, one account
Where it falls short
- A purchase in the app costs 0.80% and by card that runs up to 4%; well above a flat 0.15%.
- The ecosystem is broad but fragmented: app, Exchange, Earn and the card each carry their own terms.
Next to two alternatives
Same category, different trade-offs. We don't choose for you — we put them side by side.
| Regulation |  Crypto.comThis page |  OKX |  Bybit |
|---|---|---|---|
| Regulation | MiCA — MFSA (Malta) | MiCA — MFSA (Malta) | MiCA — FMA (Austria, 2025) |
| What you get | No live offer | Up to €400 in futures vouchers across six tasks | 10% cashback up to €120 plus 100% on subscriptions up to €50 |
| Code needed | Not needed | 78453622 | XCRYPTOCODES |
| — |
There is currently no Crypto.com offer through Cryptocode. As soon as a new one is available, you will find it here.
Frequently asked questions about Crypto.com
Is Crypto.com trustworthy?
Crypto.com holds a European authorisation: MiCA — MFSA (Malta). An authorisation tells you who supervises the firm; it does not protect you if prices fall.
Which country is Crypto.com from?
Crypto.com has been around since 2016. Based in: Singapore · EU hub: Malta.
What does Crypto.com cost?
In the app 0.80% per purchase or swap; card payment separate, up to 4%.
Does Crypto.com have a promo code or welcome bonus?
There is currently no offer for Crypto.com through CryptoCodes.eu.
What are the downsides of Crypto.com?
A purchase in the app costs 0.80% and by card that runs up to 4%; well above a flat 0.15%. The ecosystem is broad but fragmented: app, Exchange, Earn and the card each carry their own terms.