Crypto.com review
All-in-one app with Visa card
The story
Crypto.com started in 2016 (originally as Monaco) under Kris Marszalek and grew through bold marketing — from F1 sponsorship to the Crypto.com Arena — to over 100 million users. In Europe it has been MiCA-licensed via the MFSA in Malta since early 2025. Its strength is the ecosystem: app, exchange, Earn and the well-known cashback Visa card.
What they stand for
- Visa card with cashback across Europe
- Hundreds of coins, app + Exchange
- MiCA/CASP via MFSA (Malta)
Products & services
Security & trust
- ISO/IEC 27001 · PCI DSS
- Cold storage
- MiCA — MFSA (Malta)
- App + Exchange, one account
Where it falls short
- A purchase in the app costs 0.80% and by card that runs up to 4%; well above a flat 0.15%.
- The ecosystem is broad but fragmented: app, Exchange, Earn and the card each carry their own terms.
Next to two alternatives
Same category, different trade-offs. We don't choose for you — we put them side by side.
| Regulation |  Crypto.comThis page |  OKX |  Bybit |
|---|---|---|---|
| Regulation | MiCA — MFSA (Malta) | MiCA — MFSA (Malta) | MiCA — FMA (Austria, 2025) |
| What you get | No live offer | €300 in bitcoin plus a €100 X-Perps Voucher | €10 card bonus plus 10% cashback up to €110 |
| Code needed | Not needed | Not needed | Not needed |
| — |
How this offer works
Four steps. You know upfront what happens and who does what.
- 1
You go to Crypto.com
The button below opens Crypto.com in a new tab. It's an affiliate link: we receive a fee if you open an account there. It costs you nothing extra and changes nothing about the terms.
- 2
Create and verify your account
You create an account and complete identity verification (KYC). No bonus is paid out without completed verification.
- 3
Enter the code
No code is needed. The offer is linked automatically because you arrive through our link — so don't open the platform in another tab first.
- 4
The bonus is awarded
Crypto.com decides and pays the bonus, not Cryptocode. When and how that happens is set out in the terms above. If something isn't right, contact {platform}; we have no access to your account.
Affiliate link · Investing in crypto carries risk