Finst review
Dutch, transparent and ultra-cheap
The story
Finst was founded in Amsterdam in 2022 by DEGIRO's former core team (including Julien Vallet and Marcel Putina) with one mission: make crypto as cheap and transparent as investing with a modern broker. In July 2025 it received one of the first Dutch MiCA licences from the AFM, and it was the first Dutch platform with independent Proof of Reserves.
What they stand for
- 0.15% flat fee, no hidden costs
- Free deposits & withdrawals via SEPA/iDEAL
- AFM-authorised + MiCAR
Products & services
Security & trust
- Proof of Reserves (AuditNow)
- 1:1 asset segregation
- SOC 2 Type II custody (MPC)
- MiCA — AFM (41000015)
Where it falls short
- Spot, bundles and flexible staking only: no margin, futures or options.
- Founded in 2022 and the youngest party here; there is no track record across several market cycles yet.
€20 in trading fees back with code FINST20
Until 31/10/2026
Next to two alternatives
Same category, different trade-offs. We don't choose for you — we put them side by side.
| Regulation |  FinstThis page |  OKX |  Kraken Pro |
|---|---|---|---|
| Regulation | MiCA — AFM (no. 41000015, July 2025) | MiCA — MFSA (Malta) | MiCA — Central Bank of Ireland |
| What you get | €20 in trading fees back with code FINST20 | Up to €400 across five tiers: a €100 futures voucher for a €1 deposit, then €125 at €25,000 up to €400 at €300,000 of trading volume. | 10% of your trading fees back |
| Code needed | FINST20 | 78453622 | pyhcy44k |
| — |
How this offer works
Four steps. You know upfront what happens and who does what.
- 1
You go to Finst
The button below opens Finst in a new tab. It's an affiliate link: we receive a fee if you open an account there. It costs you nothing extra and changes nothing about the terms.
- 2
Create and verify your account
You create an account and complete identity verification (KYC). No bonus is paid out without completed verification.
- 3
Enter the code
Enter FINST20 wherever a promo or referral code is requested. That field is usually shown during registration or under Rewards.
- 4
The bonus is awarded
Finst decides and pays the bonus, not Cryptocodes. When and how that happens is set out in the terms above. If something isn't right, contact Finst; we have no access to your account.
Affiliate link · Investing in crypto carries risk
Frequently asked questions about Finst
Is Finst trustworthy?
Finst holds a European authorisation: MiCA — AFM (no. 41000015, July 2025). An authorisation tells you who supervises the firm; it does not protect you if prices fall.
Which country is Finst from?
Finst has been around since 2022. Based in: Amsterdam (NL).
What does Finst cost?
0.15% flat, no spread; deposits and withdrawals free via SEPA/iDEAL.
Does Finst have a promo code or welcome bonus?
Yes: €20 in trading fees back with code FINST20. The terms are on our offer page.
View the offer →What are the downsides of Finst?
Spot, bundles and flexible staking only: no margin, futures or options. Founded in 2022 and the youngest party here; there is no track record across several market cycles yet.