Independent · Based on public data · July 2026
The 5 leading crypto platforms, compared honestly
The five most-used crypto platforms compared — fees, features, regulation and ideal user in one overview.
Finst
OKX
Kraken Pro
Crypto.com
BloxAll five platforms regulated in the EU · MiCA-compliant
Finst
DUTCH · AFM
Best for
NL & Beginners
0.15%
flat trading fee · no spread
340+
coins
Free
deposit & withdrawal
95k+
users
OKX
GLOBAL · LOWEST FEES
Best for
Active traders
0.08%
spot maker · futures even lower
400+
coins
10x
futures leverage
#4
global volume
Kraken Pro
SINCE 2011 · DNB
Best for
Security & Pro
0.40% / 0.80%
maker/taker · drops with volume
650+
assets
10x+
margin & futures
Top
security score
Crypto.com
GLOBAL · APP + VISA CARD
Best for
App & card ecosystem
0.25% / 0.50%
Exchange maker/taker · app is spread-based
Visa
card + cashback
App+Pro
Exchange
Free
SEPA deposit
Blox
DUTCH · SIMPLE
Best for
Absolute beginners
0.25%
per transaction · excluding spread
NL
app & support
Free
SEPA deposit
0.25%
per transaction
Which platform suits you?
Answer three questions and get a personal recommendation.
Jump to recommendation Compare at a glance
The key differences between Finst, OKX, Kraken Pro, Crypto.com and Blox side by side.
| Metric | Finst | OKX | Kraken Pro | Crypto.com | Blox |
|---|---|---|---|---|---|
| Trading fees (spot) | 0.15% flat | 0.08% / 0.10% | 0.40% / 0.80% | App: spread · Exchange 0.25%/0.50% | 0.25% + spread |
| Futures / derivatives | — | 0.02% / 0.05% | 0.02% / 0.05% | — | — |
| Number of cryptocurrencies | 340+ | 400+ | 650+ | Large selection | More limited selection |
| Fiat deposit (EUR) | Free (SEPA) | Free + card 3–6% | SEPA / iDEAL | Free (SEPA) | Free (SEPA) · card +1.5% |
| Withdrawal fees | Free | Network fee | Network fee | Network fee | Network fee |
| Staking / Earn | ✓ flexible, ~12% | ✓ extensive | ✓ 15% commission | ✓ Earn (often CRO staking) | ✓ Earn (0.25–12.5%) |
| Security & protection | ★★★★★ Proof of Reserves + AFM | ★★★★☆ zk-STARK + insured | ★★★★★ DNB + never hacked | ★★★★☆ MiCA via MFSA | ★★★★☆ AFM CASP |
| Regulation (NL/EU) | AFM + MiCAR | MiCA Malta | DNB VASP + MiCA | MiCA MFSA (Malta) | AFM CASP (NL) |
| Best for | Simple + safe NL | Low fees + volume | Security + pro tools | App + Visa card | Starters & small amounts |
Fees and terms may change; always check the current information on the platform itself.
In-depth analysis
Pros and cons per platform, based on our own experience and research.
Pros of Finst
- Ultra-low flat fee of 0.15% — no spread, no hidden costs.
- Fully Dutch & regulated (AFM + MiCAR). First NL exchange with independent Proof of Reserves.
- Assets segregated 1:1 + held at Dutch banks (bunq/ING).
- Free deposits & withdrawals (crypto & fiat). No inactivity fees.
- Crypto Bundles, Auto-invest and flexible staking (no lock-up).
- Excellent human support (chat, email, phone).
Cons of Finst
- No advanced derivatives/futures with high leverage.
- Relatively new platform (2022/2023) — smaller liquidity on obscure altcoins.
- Less advanced charting and order types than Kraken Pro or OKX.
- 340+ coins is fine, but fewer than OKX/Kraken in some niches.
Unique
First Dutch exchange with full Proof of Reserves + AFM + MiCAR.
Perfect for:
Dutch beginners & long-term investors who prioritise security and simplicity.
Dutch beginners & long-term investors who prioritise security and simplicity.
Feature comparison
| Feature | Finst | OKX | Kraken Pro | Crypto.com | Blox |
|---|---|---|---|---|---|
| Spot Trading (EUR pairs) | |||||
| Futures & Perpetual Contracts | — | up to 10x | up to 50x+ | — | — |
| Margin Trading | — | — | — | ||
| Staking / Earn | flexible | Earn (CRO) | Earn | ||
| Crypto Bundles / Auto-invest | strong | DCA | — | ||
| Web3 Wallet / DeFi | — | excellent | — | — | — |
| Advanced charting & orders | best | Exchange | — | ||
| API & algorithmic trading | basic | strong | excellent | Exchange | — |
| Mobile app quality | |||||
| Fiat on/off-ramp (EUR) | SEPA free | SEPA + iDEAL | SEPA free | SEPA free | |
| Proof of Reserves | first NL | zk-STARK | — |
Security & regulation
Finst
- • AFM registered (41000015) + MiCAR
- • First NL Proof of Reserves (AuditNow)
- • Assets fully segregated (1:1)
- • Custody: SOC 2 Type II + MPC + Dutch banks
- • Very transparent & local trust
OKX
- • MiCA license via Malta (EEA passport)
- • Monthly zk-STARK Proof of Reserves
- • Cold storage + Insurance Fund
- • Strong in global compliance & security
- • Regular transparency reports and user protection
Kraken Pro
- • DNB VASP registration in the Netherlands
- • MiCA via European entity (Ireland)
- • Excellent reputation since 2011 (never a major hack)
- • Very strong compliance & transparency
- • One of the safest & most trusted platforms
Crypto.com
- • MiCA/CASP licence via MFSA (Malta)
- • EEA passport across the EU
- • Established global brand with a large user base
- • App and Exchange under one account
Blox
- • AFM CASP authorisation (BLOX B.V., as of 1 October 2025)
- • Fully Dutch platform
- • Dutch support
- • Focused on simplicity and starters
Which platform suits you?
Answer three questions and get a personal recommendation.
This comparison was compiled independently. Some links are affiliate links; this does not influence our assessment. Not financial advice — always do your own research.