Independent · Based on public data · August 2026

The 7 leading crypto platforms, compared honestly

The seven leading crypto platforms compared — fees, features, regulation and ideal user in one overview.

Finst

OKX

Kraken Pro

Crypto.com

Blox

Bybit

eToro

View comparison Jump to recommendation Fee calculator

All 7 platforms regulated in the EU · MiCA-compliant

Finst

DUTCH · AFM

Best for

NL & Beginners

0.15%

flat trading fee · no spread

400+

coins

Free

deposit & withdrawal

100K+

users

€ 20 in Bitcoin when you sign up

See the terms Read the review

OKX

MALTA · MiCA

Best for

Active traders

0.20%

spot maker · 0.08% with an X-Perps account

400+

coins

0.02%/0.05%

futures maker/taker

MFSA

EU licence

€300 in bitcoin plus a €100 X-Perps Voucher

See the terms Read the review

Kraken Pro

SINCE 2011 · MiCA

Best for

Security & Pro

0.40% / 0.80%

maker/taker · drops with volume

500+

assets

CBI

EU licence

Top

security score

Welcome bonus + 500 INK points

See the terms Read the review

Crypto.com

MALTA · APP + VISA CARD

Best for

App & card ecosystem

0.80%

per purchase in the app · card up to 4%

Visa

card + cashback

App+Pro

Exchange

Free

SEPA deposit

Read the review

Blox

DUTCH · SIMPLE

Best for

Absolute beginners

0.25%

per transaction · excluding spread

app & support

Free

SEPA deposit

0.25%

per transaction

Free €10 when you register

See the terms Read the review

Bybit

AUSTRIA · MiCA

Best for

Spot & margin (EU)

0.10% / 0.25%

spot maker/taker · lower with VIP tier

Spot

+ margin & Earn

1:1

reserves backed

FMA

EU licence

€10 card bonus plus 10% cashback up to €110

See the terms Read the review

eToro

STOCKS + CRYPTO

Best for

Everything in one account

per buy/sell · plus FX on non-euro balance

200+

coins

Stocks

+ ETFs

CySEC

EU licence

5% in stocks, up to 2,000 US dollars (roughly 1,750 euros) per month

See the terms Read the review

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Compare at a glance

The key differences between Finst, OKX, Kraken Pro, Crypto.com, Blox, Bybit and eToro side by side.

Finst0.15%

Trading fees (spot): 0.15% flat
Futures / derivatives: —
Number of cryptocurrencies: 400+
Fiat deposit (EUR): Free (SEPA)
Withdrawal fees: Free
Staking / Earn: ✓ flexible, up to 10%
Security & protection: ★★★★★ Proof of Reserves + AFM
Regulation (NL/EU): AFM + MiCAR
Best for: Simple + safe NL

OKX0.20%

Trading fees (spot): 0.20% / 0.35%
Futures / derivatives: 0.02% / 0.05%
Number of cryptocurrencies: 400+
Fiat deposit (EUR): Free + card 3–6%
Withdrawal fees: Network fee
Staking / Earn: ✓ extensive
Security & protection: ★★★★☆ zk-STARK + insured
Regulation (NL/EU): MiCA Malta
Best for: Low fees + volume

Kraken Pro0.40% / 0.80%

Trading fees (spot): 0.40% / 0.80%
Futures / derivatives: 0.02% / 0.05%
Number of cryptocurrencies: 500+
Fiat deposit (EUR): SEPA / iDEAL
Withdrawal fees: Network fee
Staking / Earn: ✓ 25–30% commission
Security & protection: ★★★★★ MiCA + never hacked
Regulation (NL/EU): MiCA CBI (Ireland)
Best for: Security + pro tools

Crypto.com0.80%

Trading fees (spot): App 0.80% · card up to 4%
Futures / derivatives: —
Number of cryptocurrencies: Large selection
Fiat deposit (EUR): Free (SEPA)
Withdrawal fees: Network fee
Staking / Earn: ✓ Earn (often CRO staking)
Security & protection: ★★★★☆ MiCA via MFSA
Regulation (NL/EU): MiCA MFSA (Malta)
Best for: App + Visa card

Blox0.25%

Trading fees (spot): 0.25% + spread
Futures / derivatives: —
Number of cryptocurrencies: More limited selection
Fiat deposit (EUR): Free (SEPA) · card +1.5%
Withdrawal fees: Network fee
Staking / Earn: ✓ Earn (0.25–12.5%)
Security & protection: ★★★★☆ AFM CASP
Regulation (NL/EU): AFM CASP (NL)
Best for: Starters & small amounts

Bybit0.10% / 0.25%

Trading fees (spot): 0.10% / 0.25%
Futures / derivatives: —
Number of cryptocurrencies: Large selection
Fiat deposit (EUR): Free (SEPA)
Withdrawal fees: Network fee
Staking / Earn: ✓ Earn & staking
Security & protection: ★★★★☆ MiCA via FMA
Regulation (NL/EU): MiCA FMA (Austria)
Best for: Spot + margin in the EU

eToro1%

Trading fees (spot): 1% per transaction
Futures / derivatives: —
Number of cryptocurrencies: 200+
Fiat deposit (EUR): Free (SEPA)
Withdrawal fees: Network fee + 2% to wallet
Staking / Earn: ✓ limited
Security & protection: ★★★★☆ MiCA via CySEC
Regulation (NL/EU): MiCA CySEC (Cyprus)
Best for: Stocks + crypto together

Metric	Finst	OKX	Kraken Pro	Crypto.com	Blox	Bybit	eToro
Trading fees (spot)	0.15% flat	0.20% / 0.35%	0.40% / 0.80%	App 0.80% · card up to 4%	0.25% + spread	0.10% / 0.25%	1% per transaction
Futures / derivatives	—	0.02% / 0.05%	0.02% / 0.05%	—	—	—	—
Number of cryptocurrencies	400+	400+	500+	Large selection	More limited selection	Large selection	200+
Fiat deposit (EUR)	Free (SEPA)	Free + card 3–6%	SEPA / iDEAL	Free (SEPA)	Free (SEPA) · card +1.5%	Free (SEPA)	Free (SEPA)
Withdrawal fees	Free	Network fee	Network fee	Network fee	Network fee	Network fee	Network fee + 2% to wallet
Staking / Earn	✓ flexible, up to 10%	✓ extensive	✓ 25–30% commission	✓ Earn (often CRO staking)	✓ Earn (0.25–12.5%)	✓ Earn & staking	✓ limited
Security & protection	★★★★★ Proof of Reserves + AFM	★★★★☆ zk-STARK + insured	★★★★★ MiCA + never hacked	★★★★☆ MiCA via MFSA	★★★★☆ AFM CASP	★★★★☆ MiCA via FMA	★★★★☆ MiCA via CySEC
Regulation (NL/EU)	AFM + MiCAR	MiCA Malta	MiCA CBI (Ireland)	MiCA MFSA (Malta)	AFM CASP (NL)	MiCA FMA (Austria)	MiCA CySEC (Cyprus)
Best for	Simple + safe NL	Low fees + volume	Security + pro tools	App + Visa card	Starters & small amounts	Spot + margin in the EU	Stocks + crypto together

Fees and terms may change; always check the current information on the platform itself.

In-depth analysis

Pros and cons per platform, based on our own experience and research.

Pros of Finst

Ultra-low flat fee of 0.15% — no spread, no hidden costs.
Fully Dutch & regulated (AFM + MiCAR). First NL exchange with independent Proof of Reserves.
Assets segregated 1:1 + held at Dutch banks (bunq/ING).
Free deposits & withdrawals (crypto & fiat). No inactivity fees.
Crypto Bundles, Auto-invest and flexible staking (no lock-up).
Excellent human support (chat, email, phone).

Cons of Finst

No advanced derivatives/futures with high leverage.
Relatively new platform (2022/2023) — smaller liquidity on obscure altcoins.
Less advanced charting and order types than Kraken Pro or OKX.
400+ coins is plenty, but Kraken lists more.

Unique

First Dutch exchange with full Proof of Reserves + AFM + MiCAR.

Perfect for:
Dutch beginners & long-term investors who prioritise security and simplicity.

Feature comparison

Finst

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: —
Margin Trading: —
Staking / Earn: flexible
Crypto Bundles / Auto-invest: strong
Web3 Wallet / DeFi: —
Advanced charting & orders
API & algorithmic trading: basic
Mobile app quality
Fiat on/off-ramp (EUR): SEPA free
Proof of Reserves: first NL

OKX

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: up to 10x
Margin Trading
Staking / Earn
Crypto Bundles / Auto-invest
Web3 Wallet / DeFi: excellent
Advanced charting & orders
API & algorithmic trading: strong
Mobile app quality
Fiat on/off-ramp (EUR)
Proof of Reserves: zk-STARK

Kraken Pro

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: up to 50x+
Margin Trading
Staking / Earn
Crypto Bundles / Auto-invest
Web3 Wallet / DeFi: —
Advanced charting & orders: best
API & algorithmic trading: excellent
Mobile app quality
Fiat on/off-ramp (EUR): SEPA + iDEAL
Proof of Reserves

Crypto.com

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: —
Margin Trading: —
Staking / Earn: Earn (CRO)
Crypto Bundles / Auto-invest: DCA
Web3 Wallet / DeFi: —
Advanced charting & orders: Exchange
API & algorithmic trading: Exchange
Mobile app quality
Fiat on/off-ramp (EUR): SEPA free
Proof of Reserves

Blox

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: —
Margin Trading: —
Staking / Earn: Earn
Crypto Bundles / Auto-invest: —
Web3 Wallet / DeFi: —
Advanced charting & orders: —
API & algorithmic trading: —
Mobile app quality
Fiat on/off-ramp (EUR): SEPA free
Proof of Reserves: —

Bybit

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: —
Margin Trading
Staking / Earn: Earn
Crypto Bundles / Auto-invest
Web3 Wallet / DeFi: —
Advanced charting & orders
API & algorithmic trading
Mobile app quality
Fiat on/off-ramp (EUR)
Proof of Reserves: —

eToro

Spot Trading (EUR pairs)
Futures & Perpetual Contracts: —
Margin Trading: —
Staking / Earn: limited
Crypto Bundles / Auto-invest
Web3 Wallet / DeFi: —
Advanced charting & orders
API & algorithmic trading: —
Mobile app quality
Fiat on/off-ramp (EUR)
Proof of Reserves: Copy trading

Feature	Finst	OKX	Kraken Pro	Crypto.com	Blox	Bybit	eToro
Spot Trading (EUR pairs)
Futures & Perpetual Contracts	—	up to 10x	up to 50x+	—	—	—	—
Margin Trading	—			—	—		—
Staking / Earn	flexible			Earn (CRO)	Earn	Earn	limited
Crypto Bundles / Auto-invest	strong			DCA	—
Web3 Wallet / DeFi	—	excellent	—	—	—	—	—
Advanced charting & orders			best	Exchange	—
API & algorithmic trading	basic	strong	excellent	Exchange	—		—
Mobile app quality
Fiat on/off-ramp (EUR)	SEPA free		SEPA + iDEAL	SEPA free	SEPA free
Proof of Reserves	first NL	zk-STARK			—	—	Copy trading

Security & regulation

Finst

• AFM registered (41000015) + MiCAR
• First NL Proof of Reserves (AuditNow)
• Assets fully segregated (1:1)
• Custody: SOC 2 Type II + MPC + Dutch banks
• Very transparent & local trust

OKX

• MiCA license via Malta (EEA passport)
• Monthly zk-STARK Proof of Reserves
• Cold storage + Insurance Fund
• Strong in global compliance & security
• Regular transparency reports and user protection

Kraken Pro

• MiCA/CASP licence from the Central Bank of Ireland
• EEA passport via Payward Europe Solutions (Ireland)
• Excellent reputation since 2011 (never a major hack)
• Very strong compliance & transparency
• One of the safest & most trusted platforms

Crypto.com

• MiCA/CASP licence via MFSA (Malta)
• EEA passport across the EU
• Established global brand with a large user base
• App and Exchange under one account

Blox

• AFM CASP authorisation (BLOX B.V., as of 1 October 2025)
• Fully Dutch platform
• Dutch support
• Focused on simplicity and starters

Bybit

• CASP licence from Austria's FMA since May 2025, listed in the ESMA register.
• Asset segregation and capital buffers as MiCA requires.
• 2FA and withdrawal whitelisting as standard.

eToro

• CASP licence from CySEC (Cyprus) since February 2025.
• Also regulated as an investment firm — broader supervisory framework.
• 2FA as standard; crypto held by the licensed entity.

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Every comparison, head to head

Each pair on its own page: fees, regulation, coin selection and the bonus that applies right now.

This comparison was compiled independently. Some links are affiliate links; this does not influence our assessment. Not financial advice — always do your own research.